Flexible Cover Plans

Our flexible cover plans offer customisable options to suit your needs, providing you and your loved ones with peace of mind and financial suppoirt during difficult times.

Group Cover

Covers a group of 10 under the age of 75 years.

from R285/month
  • Grave Cover
  • Covers 10 Members
  • Cash Benefit
  • Casket
  • Repatriation
Learn More

Immediate Family Cover

Covers a group of 8 under the age of 65 years.

from R115/month
  • Grave Cover
  • Covers 8 Members
  • Cash Benefit
  • Casket
  • Repatriation
Learn More

Organised Society Plans

Covers groups and societies alike

from R250/month
  • Optional Grave Cover
  • 10 Main Members or more
  • Cash Benefit
  • Casket
  • Optional Repatriation
Learn More

We offer more options

Service Only Plans

Service only Flexible Cover Plans

from R190/month
Learn More

Individual Cover

Designed for those seeking personal protection.

from R90/month
Learn More

Group Cover

The Group of 10 Cover is perfect for families or groups seeking comprehensive protection under one policy. It includes coverage for up to 10 members, including the main policyholder. Reliable and inclusive, this plan offers peace of mind for your group’s needs.

Plan NamePlan APlan BPlan C
Cash BenefitR10000R15000R20000
CasketFlat Lid Casket CasketThree Tier Casket CasketBudget Casket Casket
Monthly PremiumR 285R 320R 380
Grave CoverR 50R 50R 50
Repatriation FeeR 20R 20R 20

To qualify, all members must be under the age of 75 at the time of joining

Customize Your Options

At Somdaka Funerals, we understand that every family is unique. That’s why we offer flexible plans that allow you to tailor your funeral cover to your specific needs. From adding extra members to choosing service-only options or cash benefits, you can create a plan that works best for you and your loved ones.

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Immediate Family Cover

Family Cover under the age of 65

Our Immediate Family Cover is designed to provide comprehensive protection for families. It covers a mother and/or father and up to six legal children or dependents under the age of 21.

Plan NamePlan APlan BPlan C
Cash BenefitR10000R15000R20000
CasketFlat Lid Casket CasketThree Tier Casket CasketBudget Casket Casket
Monthly PremiumR 115R 175R 205
Grave CoverR 50R 50R 50
Repatriation FeeR 20R 20R 20

To qualify, all family members must be under the age of 65 at the time of joining.

Individual Cover under the age of 65

Our Individual Cover is designed for those seeking personal protection. This plan provides coverage for a single individual, as long as they are under the age of 65 at the time of joining. Simple, reliable, and tailored to your needs.

Plan NamePlan APlan BPlan C
Cash BenefitR10000R15000R20000
CasketFlat Lid Casket CasketThree Tier Casket CasketBudget Casket Casket
Monthly PremiumR 90R 105R 145
Grave CoverR 50R 50R 50
Repatriation FeeR 20R 20R 20

Service Only Policies

Our service only Flexible Cover Plans provides comprehensive funeral services for all ages, covering up to 10 members, including the main member. Additional members can be included at a small extra cost.

Plan NamePlan APlan BPlan CPlan DPlan E
CasketFlat Lid CasketThree Tier CasketBudget CasketOverline CasketMini Dome Casket
Monthly PremiumR 190R 215R 250R 350R 425
Grave CoverR 50R 50R 50R 50R 50
Additional MemberR 25R 30R 35R 40R 45

Flexible Cover policies ensure access to quality funeral services but do not offer a cash payout, focusing solely on delivering a dignified and seamless farewell.

What's covered by our Policies

These benefits cover the essentials so you can have peace of mind.

50 Chairs

We provide 50 comfortable chairs to accommodate guests, ensuring a supportive and respectful environment for the funeral service.

2 Family Cars

We prioritize your peace of mind, allowing you to focus on what matters most while we handle the details

2 Pole Tent

We provide elegant tents to ensure comfort and protection, creating a serene and dignified atmosphere.

Gas Stove

We provide quality gas stoves for convenient catering, ensuring smooth meal preparation during the service.

Programmes

Beautifully crafted programmes that include the order of service, photos, tributes, and personalised messages.

Hearse

Our elegant hearse ensures a respectful and graceful journey for your loved one to their final resting place.

Standard Toilet

We provide hygienic and accessible standard toilets to ensure comfort for all attendees during the service.

Wreath

Our beautiful wreaths serve as a heartfelt symbol of love and remembrance, adding a meaningful touch to your farewell ceremony.

Casket

We offer a range of caskets, designed to honor your loved one with elegance and respect, catering to different preferences and budgets.

Organised Society Plans

We offer customized plans for groups and societies with at least 10 main members and their dependents. These plans are designed to support your community, ensuring that everyone is taken care of and can rely on each other in times of need.

Plan NamePlan APlan BPlan C
Cash BenefitR10000R15000R20000
CasketBudget Casket CasketOverline Casket CasketThree Tier Casket Casket
Monthly PremiumR 250R 300R 350
Grave Cover ( optional )R 50R 50R 50
Repatriation Fee ( optional )R 20R 20R 20
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Group and Society Plans

Whether you’re part of a community group, a church, a sports club, an organization, or even a large group of friends, our Society Plans help bring your members together with comprehensive funeral support, providing peace of mind for all involved.

A minimum of 10 members is required for your group to qualify for the group plans and the number is expected to never drop below this minimum number of members.

For more details or to get started, please contact us directly.